Banks

Banks

Revolut Secures Conditional US Banking License in Major Expansion Push

Revolut has secured conditional OCC approval to launch a full-service US bank by 2027, backed by a $95 million investment in Connecticut. The fintech giant plans to bypass traditional partner banks to directly offer credit cards, multicurrency accounts, and a proprietary stablecoin....

Sep 09, 2026 22

Banks

The Hidden Moat in Banking AI: Why Governance Beats the Smartest Models

AI startups have the best demos, but banking SaaS incumbents have the ultimate moat: permissioned workflow context. Why a missed fraud alert or unexplainable AML recommendation makes governance the real product....

Sep 04, 2026 23

Banks

How to Calculate the Westpac Share Price Valuation Using the Dividend Discount Model

Westpac generates 87% of its income purely from lending, boasting a 1.93% Net Interest Margin. Factoring in fully franked credits pushes its gross fair value to $48.64, revealing hidden yield potential....

Aug 29, 2026 22

Banks

The Banking Lobby's War on the Clarity Act Is a Desperate Bid to Kill Stablecoins

The banking lobby is sabotaging the Digital Asset Market Clarity Act to protect its monopoly. With $740 billion in net-interest income at stake, Wall Street fears USDC stablecoins more than systemic collapse....

Aug 22, 2026 12

Banks

PointsKash Secures $100M to Build a Hybrid Crypto-Loyalty Empire After Bitcoin Depot Collapse

PointsKash isn't just building an app - it's taking over the physical crypto space. After scooping up 2,100 kiosks from bankrupt Bitcoin Depot, a new $100M funding deal fuels its hybrid loyalty and payments takeover....

Aug 19, 2026 20

Banks

AI Is the New ATM, Not the End of White-Collar Jobs

ATMs didn't kill bank teller jobs; they lowered costs and expanded branches. The real drop came from mobile banking and the 2000 E-Sign Act. AI is currently just an ATM, not a structural replacement....

Aug 10, 2026 9

Banks

How Sea’s MariBank is Turning Shopee Data into a Digital Banking Empire

MariBank isn't just dropping transaction fees - it's using Shopee e-commerce data to bypass traditional credit bureaus. With a $58.6M capital injection, Sea's digital bank is turning online shopping habits into a massive lending moat....

Aug 04, 2026 16

Banks

X Secures Cross River for X Money Banking Infrastructure in Push for 'Everything App'

Elon Musk's vision for an 'everything app' takes a massive leap as X partners with Cross River for debit cards and P2P payments. Notably missing? Any mention of crypto....

Jul 29, 2026 8

Banks

Wall Street Fractures Over Crypto: Goldman Sachs Backs CLARITY Act Defying JPMorgan

Goldman Sachs backs the CLARITY Act, but JPMorgan warns it will 'blow up.' The real fight isn't about crypto - it's a Wall Street proxy war over who controls the future of high-yield bank deposits....

Jul 25, 2026 14

Banks

UK Parliament Launches Inquiry Into Banking Blackout Harming Crypto Firms

UK banks blocked nearly £1 billion in crypto transactions for a single exchange. Now, parliament is investigating if strict fraud rules are secretly killing the country's crypto hub ambitions....

Jul 22, 2026 16

Banks

Invisible Pixels and Silent Audio: How the New RedHook Malware Hijacks Android Phones

Uses a 1-pixel invisible screen, plays silent audio to stay alive, and weaponizes Android's own Wireless Debugging tool. RedHook doesn't just hack your phone - it turns the OS against you....

Jul 19, 2026 12

Banks

Circle Secures Historic OCC Approval to Launch National Trust Bank

Shares surged 14% pre-market, and the new charter allows the $73.2 billion stablecoin issuer to eventually manage its reserves under direct federal oversight - a massive regulatory moat against Tether....

Jul 12, 2026 14

Banks

How Revolut PRAGMA AI is Dismantling Fragmented Banking Tech

Trained on 40 billion events, powered by 200 NVIDIA H100 GPUs, and boosting fraud detection by 64.7% - Revolut's unified AI model is making legacy banking tech obsolete....

Jul 09, 2026 17

Banks

Stop Chasing Invoices: How to Master Salesforce Banking Integration in Europe

Sales sees a closed deal, but finance is left guessing if the invoice was paid. Connecting SEPA, SWIFT, and Open Banking directly to Salesforce eliminates this blind spot. Here is how to automate payment reconciliation and direct debits....

Jul 06, 2026 13

Banks

Standard Chartered and Circle Bring Direct USDC Minting to Institutional Banking

The integration eliminates the need for separate Circle accounts, allowing corporate clients to manage on-chain settlements directly. The rollout starts in Dubai's DIFC, signaling a major shift in how global banks handle digital liquidity....

Jul 03, 2026 12

Banks

Dallas Fed Survey: Loan Demand Surges in June Despite Tighter Credit Standards

Commercial real estate loans spiked to 40.3, while consumer borrowing stalled at -1.4. Banks are tightening standards - a two-tiered credit economy is emerging....

Jun 29, 2026 15

Banks

The Banking Lobby Is Using Community Banks to Fight Stablecoins - Here Is Why They Are Wrong

Community banks hold a third of small business loans, but the banking lobby is using them as a shield. The real fight isn't about rural deposits - it's about who controls the future of programmable money and cross-border settlement....

Jun 26, 2026 9

Banks

Core Banking Modernization: Why CIOs Must Decouple Before Replacing Legacy Systems

94% of banking transformations miss their deadlines, and legacy decommissioning is chronically underfunded. Decoupling systems first isn't just an IT choice - it's a regulatory shield....

Jun 23, 2026 10

Banks

Why B2B Payments Are Stealing Consumer Banking's Best Fraud Defenses

Real-time settlements are weaponizing speed for fraudsters. Discover why 86% of businesses are now using consumer-grade step-up authentication to stop B2B payment fraud before funds ever leave the account....

Jun 17, 2026 11

Banks

Kerala Banking Sector Surges as NR Deposits Hit ₹3.24 Lakh Crore

NR deposits hit ₹3.24 lakh crore, and the credit-deposit ratio soared to 72.88%, crushing the RBI's 60% benchmark. Kerala's banking boom is heavily tied to shielding local businesses from the West Asia crisis....

Jun 02, 2026 9

Banks

Why Hybrid AI in Banking is the Only Way to Prevent Financial Catastrophe

Generic AI models are hallucinating contract compliance and miscalculating interest rates. Discover why the financial sector is abandoning standard LLMs for neuro-symbolic architecture to prevent massive regulatory fines....

May 25, 2026 9